Nasim Beg is a Fellow Member from the Institute of Chartered Accountant of Pakistan, having qualified in 1970; he also holds a Bachelor’s degree in Commerce from Karachi University. He is the founder Chief Executive of Arif Habib Consultancy and was the founder Chief Executive (now Executive Vice Chairman) of MCB-Arif Habib Savings (formerly Arif Habib Investments Limited), a leading Asset Management Company of Pakistan. Mr. Beg serves on the Boards of several Arif Habib Group companies and is Chairman of the Group’s REITs Management Company and that of Power Cement Limited. He is on the Board of Summit Bank Limited as well. He has extensive experience of over forty years of industry and financial sector in both domestic and international markets. He was part of the task force set up by the Securities & Exchange Commission of Pakistan (SECP) to develop the Voluntary Pension System. He was the founder Chairman of the SECP sponsored Institute of Capital Markets and has also been a Member of the Prime Minister’s Economic Advisory Council.
EACPE seeks to empower individuals to make reasoned choices. The nature of the modern economy, which requires individuals to now behave very differently, certainly needs to be explained in simple terms. Here we are hosting the series “Bachat Kyun?” (Why saving?) by Mr. Nasim Beg for informational purpose and education of our visitors.
Part 1: Why should one save?
It talks about an average salaried person and why he needs to save in the world today. To make it simpler, Mr. Nasim Beg gives examples on the necessity of savings.
Part 2: Objectives of Saving
In this video you will learn about various objectives to save. These objectives are told in detail and examples are given of how much to save now in order to reach your target a few years later.
Part 3: Investment considerations for retirement
In this video you will learn about how to save for retirement and why it is important to save for ones retirement. These reason to save are explained and examples are given of how one should save and where they should save.
Part 4: Options for savings in Pakistan
This video discuss the various options available for a person to invest in, along with the pros and cons of each option.
Part 5: How to rate the investment options
In this video you will learn about how to rate different savings options, difference between national saving bonds and mutual funds, how does an individual invest? The various asset classes and their performance history will also be discussed.
Part 6: Asset classes available for individuals
In this video you will learn about asset classes for investments and how to choose the asset classes.
Part 7: What are debt instruments and their examples?
In this video you will learn about introduction to debt instruments, risks involved in debt instruments, valuation of debt instruments and impact of Inflation on debt instruments.
Part 8: What is equity?
In this video you will learn about investing in equity, ways of investing in equity, equity investment – Stock market or mutual funds.
Part 9: Investment considerations for equity investors
In this video you will learn about investment considerations for equity investors, factors influencing the share prices and impact of historical rates on the share prices.
Part 10: How to estimate the target selling price of equity?
In this video you will learn about concerns of equity investors, what is stop loss price, legal process of complaining If investor is losing money, recovery strategy if share prices goes down, shareholder’s decision making authorities after investing, can a shareholder acquire all shares of a company, targets set by shareholders/investors and how does rupee cost averaging helps an investor.
Part 11: What is the right time for saving?
In this video you will learn about benefits of savings in time, investing in Govt. bonds, investing in money markets, voluntary pension schemes, and the conclusion.